DC Bar Member – Limited Time Offer for Disability Income Insurance
Temporary Guidelines for Fully Underwritten Disability Insurance due to the COVID-19 Pandemic
In addition to extending a 10% discount on disability insurance to all DC Bar Members, Ohio National is also offering reduced underwriting requirements until June 1, 2020. Reduced underwriting would mean no labs or paramed exams, for individuals 45 and under. Please take advantage of this unprecedented offer by June 1st and significantly enhance your income protection during these unprecedented times.
These temporary underwriting guidelines may be extended or curtailed as circumstances allow. No paramed exam or lab is needed on applications signed on or before June 1, 2020, submitted under the following conditions:
For more on this benefit and to enroll, contact TriBridge Partners, your exclusive coordinating broker:
• Call – 202.499.4942
• Email – [email protected]
• Individual Appointments – Available by phone and Virtual Meeting
These temporary underwriting guidelines may be extended or curtailed as circumstances allow. No paramed exam or lab is needed on applications signed on or before June 1, 2020, submitted under the following conditions:
- Non-cancellable individual disability income (IDI) policies
- Issue ages 18-45
- Minimum 90 day elimination period
- Up to $7,500 of base, Annual Renewable Disability Income (ARDI) and Social Insurance Supplement (SIS) (includes all-source individual DI coverage with Ohio National)
- All benefit periods and optional riders are available
- Normal underwriting requirements will still apply, including MIB/DIRS, script history, LabPiQture, financial documentation; MVR and APS (where applicable).
- If Attending Physicians Statement records are not available, clients who have access to medical records including exams, blood work, physicals and/or accessible data provided through a patient portal may submit those documents.
- Clients with a significant medical history, including but not limited to, cancer, diabetes, and cardiac history may be requested to provide their own records from their patient portal for consideration of coverage on a case-by-case basis. However, if there is not enough information to make a decision, the application may be postponed at this time.
- E-application is required unless a paper application has already been submitted.
- A signed Warranty of Health will be required for all cases at the time of policy delivery.
For more on this benefit and to enroll, contact TriBridge Partners, your exclusive coordinating broker:
• Call – 202.499.4942
• Email – [email protected]
• Individual Appointments – Available by phone and Virtual Meeting